Health & Employee Benefits

Individual Major Medical

Finally, healthcare that rewards you for living a healthy lifestyle.

Traditional health insurance isn’t designed for healthy people. We save our clients an average of $8,000 a year. How do we do this? We design plans for people who’ve lived a healthy life. Our plan prices reward people who are:

  • Without pre-existing conditions.
  • Cost less for those who don’t smoke.
  • Cost less for those who don’t smoke.

Cost less for those who don’t smoke.

High-quality healthcare that fits your budget and needs.

Open enrollment – get started with a plan that suits you, any time.
 
Available to anyone who is self-employed or a 1099 worker.

How it works OUR BENEFIT LIST

Created for self-employed professionals, our proven solutions combine the most valuable benefits with the largest network – at the most affordable price:

  1. Save on fixed medical expenses
  2. Improve your network and benefits
  3. Reduce financial risk around accidents or illnesses
  4. Find a plan that provides for your unique situation

CARE COORDINATION SERVICE

Our team will work to help you find lower cost, high-quality providers for labs, imaging, and major procedures.

EXPANDED PPO NETWORK

Plans are part of nationwide PPO networks, so you can have broad access to providers.

SAVE MONEY, EACH AND EVERY MONTH

With a variety of healthcare solutions, we provide you with high-quality healthcare at an affordable rate

$0 TELEMEDICINE

Get healthcare from the comfort of your own home 24/7 with $0 telemedicine visits

LOW-COST PRESCRIPTIONS

Our plans offer competitive prescription pricing, patient prescription programs to help with specialty medications, and some plans even have $0 generics

LOW OUT-OF-POCKET COSTS

Let’s face it, we all hope to never use our healthcare plan. If you do, we fight to keep our deductibles low as well as the maximum you’ll pay out of pocket each year low.

Small to Midsize Company Group

Small-midsize companies (25 – 1000 employees) have the same goals as micro-sized enterprises when it comes to attracting quality talent, but as these entities grow to scale, cost containment year over year becomes a larger point of emphasis. 

Clearwater Business opens its product offerings significantly in this space. 

 

Companies of this size can contain costs, both through our healthshare option and our Major Medical plans. Clearwater’s Major Medical options manage to provide a 15-20% reduction in premiums compared to the major carriers in the market today. Furthermore, companies can contain their cost’s year over year on this plan without the 15-20% increases businesses incur upon renewal. 

 

Our Major Medical options also offer: 

  • Several plan options for employees to choose from
  • Nationwide PPO network
  • A ZERO cost option when employees partner with Care Coordination, a free service that finds lower cost facilities and high outcome providers for members to see.  
  • Free Telemedicine
  • Virtual mental health solutions along with benefits for in-person mental health

 

With Clearwater, you’ll receive bespoke solutions for your company’s needs along with the guidance to help employers save time, money, and retain talent.

Large Group Health

the STRONGSIDE difference

We provide a wide range of healthcare services including primary care for acute illnesses and injuries, preventive care, chronic disease management, and wellness programs. Our experienced team offers individualized care, regular check-ups, vaccinations, screenings, and health education to empower patients. Our goal is to help individuals achieve and maintain optimal health through personalized care and ongoing support.

  • Ensure Financial Health for the Employer & Employee
  • Provide Enriched Plan Coverage
  • Insulate High-Cost Claimant Liability

Experience Excellence

Strongside specializes in review, design, and implementation of holistic benefits programs that yield better performance with greater efficiencies.

  • Operate as a fiduciary partner.
  • Measure success through healthier benefits usage.
  • Support political goals, financial objectives, and staff/employee needs.

Contact

We Are Here to Help You! Call Us For a Free Consultation

We’re here to support you every step of the way! Take advantage of our expertise with a complimentary consultation. Reach out today and let’s start the conversation!

Contact Info

info@nxtgenfinancial.com

1401 21st St, Ste 6653, Sacramento, California 95811

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