typically refers to a range of services and supports that meet personal care needs over an extended period. These needs often arise due to chronic illness, disabilities, or cognitive impairments, and they can include assistance with activities of daily living such as bathing, dressing, eating, and medication management. Long-term care can be provided in various settings, including nursing homes, assisted living facilities, adult day care centers, and in a person’s own home.
The need for long-term care can arise at any stage of life, but it becomes more common as people age and their health needs change. Planning for long-term care involves considering factors such as healthcare preferences, financial resources, and support networks. Many individuals purchase long-term care insurance to help cover the costs associated with these services, while others rely on government programs like Medicaid or Veterans Affairs benefits.
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